> ## Documentation Index > Fetch the complete documentation index at: https://docs.payaza.africa/llms.txt > Use this file to discover all available pages before exploring further. # Check Transaction Status(Merchant Reference) > This endpoint is used to check the transaction status of a transaction using the Merchant Reference value placed in the checkout or payment page request. | Status | Meaning | | :--- | :--- | | Initialized | The transaction is in progress | | Completed | The transaction is successful | | Failed | The transaction has failed | ## OpenAPI ````yaml /openapi.json get /merchant-collection/transfer_notification_controller/merchant/transaction-query?merchant_reference={merchantReference} openapi: 3.0.1 info: title: Payaza Documentation version: 2.0.0 description: >- API reference for processing payments using Card, Bank Transfer, USSD, and QR Code methods. servers: - url: https://api.payaza.africa/live security: - ApiKeyAuth: [] - TenantID: [] - ProductID: [] tags: - name: Transfers description: >- Transfers are transactions made from your Payaza account to beneficiaries. Merchants can instantly transfer funds from their available balance. For every transfer, you need to specify the amount and the beneficiary’s details. You become eligible to make transfers after you have been verified. (you sign up, finish account activation and KYC verification). - name: Payaza Account description: >- This is our internal account that can be used to make payouts to other bank accounts, in single or in bulk. The Payaza account can also be used to receive settlements. It can also be used to track the transfer status of your transactions and check your balance instantly - name: Sub Accounts description: >- This enables you to establish Sub Payaza accounts for your customers. Each sub-account comes with an assigned static virtual account, facilitating direct funding for individual accounts. Furthermore, the Main Payaza account can directly initiate funding for each sub-account. These sub-accounts serve the purpose of managing unique account positions or balances and facilitating disbursements from these positions to specified beneficiaries. - name: EUR Accounts description: >- This endpoints enable you to create EUR subaccounts which can be used to make transfers as required . - name: Apple Pay and Google Pay description: >- Apple Pay and Google Pay give your customers a fast, familiar, and secure way to complete payments. Our APIs provide a gateway to provide these services to your users for a smooth payment experience. - name: Virtual Accounts description: >- Virtual Accounts are bank accounts that are created for a specific purpose and last for specified durations. Virtual accounts are issued by Payaza’s partner banks. Our virtual account APIs can be used to create virtual accounts and perform other tasks relevant to virtual accounts. Virtual accounts are created to foster easy payment collections for your business and platform. Static/Reserved Account: This virtual account is created by the merchant and remains valid indefinitely. It can be used multiple times and does not expire. Dynamic Account: This virtual account is generated for a specific transaction or purpose. Please note that dynamic virtual account remains valid for a temporary period of time or until a payment of the specified amount is received. Upon expiry, a merchant can generate another one for a different purpose. - name: Card Collection description: >- The Card Collection APIs can be used to make card transactions, refund transactions that have been performed, check the status of a transaction and so much more. - name: Card Tokenisation description: >- The Card Tokenisation APIs are used to create card tokens, charge cards using tokens, retrieve all tokens created by a merchant account and deleting any card token as desired. - name: Refunds And Chargebacks description: >- The Refunds and Chargeback APIs are used to initiate refunds, view your refund and chargeback history and so much more. - name: Branches description: >- The Refunds and Chargeback APIs are used to initiate refunds, view your refund and chargeback history and so much more. - name: Auth-Capture-Void description: >- The Auth-Capture-Void APIs provide a two-phase payment process where transactions are first authorized, then captured or voided. This allows merchants to hold funds and complete the transaction in the future. - name: Momo and ZAR Collections description: APIs for MoMo, ZAR and XOF collections. - name: Check Transaction Status(Merchant Reference) description: >- This endpoint is used to check the transaction status of a transaction using the Merchant Reference.. paths: /merchant-collection/transfer_notification_controller/merchant/transaction-query?merchant_reference={merchantReference}: get: tags: - Check Transaction Status(Merchant Reference) summary: Check Transaction Status(Merchant Reference) description: >- This endpoint is used to check the transaction status of a transaction using the Merchant Reference value placed in the checkout or payment page request. | Status | Meaning | | :--- | :--- | | Initialized | The transaction is in progress | | Completed | The transaction is successful | | Failed | The transaction has failed | parameters: - name: merchantReference in: path required: true schema: type: string description: >- The reference generated to the transaction that is placed in the Checkout or Payment page request responses: '200': description: Request Successful content: application/json: schema: oneOf: - $ref: '#/components/schemas/tsqMerchantReferenceResponse' examples: Merchant Reference TSQ Response: summary: Merchant Reference TSQ value: message: Transaction data found data: transaction_reference: null amount_received: 20.28 transaction_fee: 0.28 transaction_status: Completed sender_name: Ray Phil sender_account_number: null source_bank_name: MASTERCARD initiated_date: '2023-02-11 09:49:09.254' current_status_date: '2023-02-11 09:49:09.254' currency: NGN session_id: '419309171231' merchant_transaction_reference: 3bf267326 transaction_type: Card virtual_account_number: null status_reason: Payment Approved success: true '400': description: Payment failed security: - ApiKeyAuth: - Payaza {{Public API Key In Base64}} components: schemas: tsqMerchantReferenceResponse: title: Check Transaction Status(Merchant Reference) type: object properties: message: type: string description: Descriptive message regarding the response. example: Transaction data found data: type: object description: The detailed transaction information. properties: transaction_reference: type: string nullable: true description: Payaza's unique transaction reference. example: null amount_received: type: number format: double description: The actual amount received. example: 20.28 transaction_fee: type: number format: double description: Fee deducted for processing the transaction. example: 0.28 transaction_status: type: string description: Current status of the transaction. example: Completed sender_name: type: string nullable: true description: Name of the sender or cardholder. example: Ray Phil sender_account_number: type: string nullable: true description: Sender's account number (if applicable). example: null source_bank_name: type: string nullable: true description: Name of the source bank or card network. example: MASTERCARD initiated_date: type: string description: Timestamp when the transaction was initiated. example: '2023-02-11 09:49:09.254' current_status_date: type: string description: Timestamp when the transaction reached its current status. example: '2023-02-11 09:49:09.254' currency: type: string description: 3-letter currency code. example: NGN session_id: type: string description: Unique session identifier for the transaction. example: '419309171231' merchant_transaction_reference: type: string description: The merchant's original transaction reference. example: 3bf267326 transaction_type: type: string description: The channel or method used for the transaction. example: Card virtual_account_number: type: string nullable: true description: Virtual account number used, if applicable. example: null status_reason: type: string description: Detailed reason or message corresponding to the status. example: Payment Approved success: type: boolean description: Indicates whether the request was successful. example: true securitySchemes: ApiKeyAuth: type: apiKey in: header name: Authorization description: Payaza {{Public API Key in Base 64}} TenantID: type: apiKey in: header name: X-TenantID description: live or test ProductID: type: apiKey in: header name: X-ProductID description: 'default value is ‟app” ' ````