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  <url>
    <loc>https://docs.payaza.africa/api-reference/apple-pay-and-google-pay/initiate-payment</loc>
    <lastmod>2026-11-03T12:32:46.970Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/auth-capture-void/authorize-transaction</loc>
    <lastmod>2026-11-03T12:32:47.302Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/auth-capture-void/capture-transaction</loc>
    <lastmod>2026-11-03T12:32:47.315Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/auth-capture-void/get-all-authorizations</loc>
    <lastmod>2026-11-03T12:32:47.289Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/auth-capture-void/get-single-authorization</loc>
    <lastmod>2026-11-03T12:32:47.342Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/auth-capture-void/void-transaction</loc>
    <lastmod>2026-11-03T12:32:47.329Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/branches/fetch-all-branches</loc>
    <lastmod>2026-11-03T12:32:47.276Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/card-collection/card-charge</loc>
    <lastmod>2026-11-03T12:32:47.121Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/card-collection/check-refund-status</loc>
    <lastmod>2026-11-03T12:32:47.146Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/card-collection/check-transaction-status</loc>
    <lastmod>2026-11-03T12:32:47.134Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/check-transaction-statusmerchant-reference/check-transaction-statusmerchant-reference</loc>
    <lastmod>2026-11-03T12:32:47.354Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/libraries/flutter</loc>
    <lastmod>2026-04-17T10:54:40.056Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/libraries/iosswift</loc>
    <lastmod>2026-04-17T10:54:40.064Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/libraries/paymentpage</loc>
    <lastmod>2026-09-25T14:22:53.320Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/libraries/reactnative</loc>
    <lastmod>2026-04-17T10:54:40.985Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/libraries/websdk</loc>
    <lastmod>2026-08-31T13:26:33.703Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/libraries/wordpress</loc>
    <lastmod>2026-11-03T12:32:52.948Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/momo-xof-and-zar-collections/momo-xof-and-zar-process-collection</loc>
    <lastmod>2026-11-03T12:32:47.224Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/momo-xof-and-zar-collections/test-account-funding</loc>
    <lastmod>2026-11-03T12:32:47.250Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/momo-xof-and-zar-collections/transaction-status-query</loc>
    <lastmod>2026-11-03T12:32:47.237Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/momo-xof-and-zar-collections/xof-process-otp</loc>
    <lastmod>2026-11-03T12:32:47.262Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/payaza-account/view-payaza-account-details</loc>
    <lastmod>2026-11-03T12:32:46.919Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/payment-links/activate-payment-link</loc>
    <lastmod>2026-11-03T12:32:47.069Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/payment-links/create-payment-link</loc>
    <lastmod>2026-11-03T12:32:47.041Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/payment-links/deactivate-payment-link</loc>
    <lastmod>2026-11-03T12:32:47.082Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/payment-links/fetch-payment-link-transactions</loc>
    <lastmod>2026-11-03T12:32:47.108Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/payment-links/fetch-payment-links</loc>
    <lastmod>2026-11-03T12:32:47.095Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/payment-links/update-payment-link</loc>
    <lastmod>2026-11-03T12:32:47.055Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/refunds-and-chargebacks/accept-or-reject-chargeback</loc>
    <lastmod>2026-11-03T12:32:47.185Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/refunds-and-chargebacks/chargeback-request</loc>
    <lastmod>2026-11-03T12:32:47.198Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/refunds-and-chargebacks/chargeback-transaction-history</loc>
    <lastmod>2026-11-03T12:32:47.211Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/refunds-and-chargebacks/fetch-refund-history</loc>
    <lastmod>2026-11-03T12:32:47.172Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/refunds-and-chargebacks/initiate-refund</loc>
    <lastmod>2026-11-03T12:32:47.159Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/split-settlements/create-split-account</loc>
    <lastmod>2026-11-03T12:32:47.616Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/split-settlements/delete-split-account</loc>
    <lastmod>2026-11-03T12:32:47.642Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/split-settlements/fetch-split-accounts</loc>
    <lastmod>2026-11-03T12:32:47.603Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/split-settlements/update-split-account</loc>
    <lastmod>2026-11-03T12:32:47.629Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/sub-accounts/create-a-subaccount</loc>
    <lastmod>2026-11-03T12:32:46.933Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/sub-accounts/view-payaza-sub-account-details</loc>
    <lastmod>2026-11-03T12:32:46.953Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/subscription-charge/charge-now</loc>
    <lastmod>2026-11-03T12:32:47.444Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/subscription-charge/create-custom-charge</loc>
    <lastmod>2026-11-03T12:32:47.457Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/subscription-invoices/get-invoice</loc>
    <lastmod>2026-11-03T12:32:47.590Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/subscription-invoices/list-invoices</loc>
    <lastmod>2026-11-03T12:32:47.577Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/subscription-lifecycle/cancel-subscription</loc>
    <lastmod>2026-11-03T12:32:47.471Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/subscription-lifecycle/change-plan</loc>
    <lastmod>2026-11-03T12:32:47.511Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/subscription-lifecycle/pause-subscription</loc>
    <lastmod>2026-11-03T12:32:47.485Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/subscription-lifecycle/resume-subscription</loc>
    <lastmod>2026-11-03T12:32:47.498Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/subscription-plans/create-plan</loc>
    <lastmod>2026-11-03T12:32:47.380Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/subscription-plans/get-plan-details</loc>
    <lastmod>2026-11-03T12:32:47.394Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/subscription-plans/list-plans</loc>
    <lastmod>2026-11-03T12:32:47.367Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/subscription-plans/update-plan-details</loc>
    <lastmod>2026-11-03T12:32:47.407Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/subscription-reads/get-subscription</loc>
    <lastmod>2026-11-03T12:32:47.524Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/subscription-reads/list-subscription</loc>
    <lastmod>2026-11-03T12:32:47.419Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/subscription-reads/subscription-charge-history</loc>
    <lastmod>2026-11-03T12:32:47.550Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/subscription-reads/subscription-event-history</loc>
    <lastmod>2026-11-03T12:32:47.563Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/subscription-reads/upcoming-charges</loc>
    <lastmod>2026-11-03T12:32:47.538Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/subscriptions/create-subscription</loc>
    <lastmod>2026-11-03T12:32:47.432Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/transfers/bank-codes</loc>
    <lastmod>2026-11-03T12:32:46.906Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/transfers/get-account-name-enquiry</loc>
    <lastmod>2026-11-03T12:32:46.892Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/transfers/initiate-a-transfer</loc>
    <lastmod>2026-11-03T12:32:46.865Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/transfers/transaction-status-query</loc>
    <lastmod>2026-11-03T12:32:46.879Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/virtual-accounts/create-staticdynamic-virtual-account</loc>
    <lastmod>2026-11-03T12:32:46.984Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/virtual-accounts/fund-test-virtual-account</loc>
    <lastmod>2026-11-03T12:32:47.025Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/virtual-accounts/get-virtual-account-status</loc>
    <lastmod>2026-11-03T12:32:46.998Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/virtual-accounts/transaction-status-query</loc>
    <lastmod>2026-11-03T12:32:47.012Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/guides/apple-google-pay</loc>
    <lastmod>2026-07-15T09:13:30.651Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/guides/auth-capture-void</loc>
    <lastmod>2026-06-11T13:16:28.975Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/guides/authentication</loc>
    <lastmod>2026-11-03T12:32:52.947Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/guides/card-collection</loc>
    <lastmod>2026-06-04T18:50:59.234Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/guides/collections-overview</loc>
    <lastmod>2026-08-31T13:26:33.703Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/guides/errors</loc>
    <lastmod>2026-08-31T13:26:33.695Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/guides/getting-started</loc>
    <lastmod>2026-08-31T13:26:33.695Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/guides/momo-collections</loc>
    <lastmod>2026-10-15T13:45:22.726Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/guides/payaza-account</loc>
    <lastmod>2026-06-02T21:29:15.978Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/guides/payment-links</loc>
    <lastmod>2026-09-25T17:00:52.724Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/guides/refunds-chargebacks</loc>
    <lastmod>2026-06-11T09:07:01.340Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/guides/split-settlements</loc>
    <lastmod>2026-07-16T08:18:30.856Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/guides/sub-accounts</loc>
    <lastmod>2026-06-11T13:16:28.997Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/guides/subscription-lifecycle</loc>
    <lastmod>2026-08-20T10:07:53.151Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/guides/subscription-plans</loc>
    <lastmod>2026-09-25T14:22:53.315Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/guides/subscription-reads</loc>
    <lastmod>2026-08-20T10:07:53.157Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/guides/subscriptions</loc>
    <lastmod>2026-08-20T10:07:53.120Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/guides/testcards</loc>
    <lastmod>2026-06-02T21:29:15.975Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/guides/transfers</loc>
    <lastmod>2026-10-09T11:54:42.603Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/guides/virtual-accounts</loc>
    <lastmod>2026-10-27T09:28:12.750Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/guides/webcheckoutguide</loc>
    <lastmod>2026-08-31T13:26:33.701Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/guides/webhooks</loc>
    <lastmod>2026-09-17T14:29:29.049Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/introduction</loc>
    <lastmod>2026-08-31T13:26:33.701Z</lastmod>
  </url>
</urlset>