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  <url>
    <loc>https://docs.payaza.africa/api-reference/apple-pay-and-google-pay/initiate-payment</loc>
    <lastmod>2026-07-16T08:18:22.606Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/auth-capture-void/authorize-transaction</loc>
    <lastmod>2026-07-16T08:18:22.742Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/auth-capture-void/capture-transaction</loc>
    <lastmod>2026-07-16T08:18:22.757Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/auth-capture-void/get-all-authorizations</loc>
    <lastmod>2026-07-16T08:18:22.794Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/auth-capture-void/get-single-authorization</loc>
    <lastmod>2026-07-16T08:18:22.784Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/auth-capture-void/void-transaction</loc>
    <lastmod>2026-07-16T08:18:22.775Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/branches/fetch-all-branches</loc>
    <lastmod>2026-07-16T08:18:22.733Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/card-collection/card-charge</loc>
    <lastmod>2026-07-16T08:18:22.656Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/card-collection/check-refund-status</loc>
    <lastmod>2026-07-16T08:18:22.675Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/card-collection/check-transaction-status</loc>
    <lastmod>2026-07-16T08:18:22.665Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/check-transaction-statusmerchant-reference/check-transaction-statusmerchant-reference</loc>
    <lastmod>2026-07-16T08:18:22.835Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/eur-accounts/fetch-all-eur-subaccounts</loc>
    <lastmod>2026-07-16T08:18:22.597Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/eur-accounts/get-all-eur-account-request</loc>
    <lastmod>2026-07-16T08:18:22.567Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/eur-accounts/get-single-euro-account-request</loc>
    <lastmod>2026-07-16T08:18:22.577Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/eur-accounts/list-of-acceptable-ids</loc>
    <lastmod>2026-07-16T08:18:22.587Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/eur-accounts/request-corporate-and-user-subaccount</loc>
    <lastmod>2026-07-16T08:18:22.556Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/libraries/flutter</loc>
    <lastmod>2026-04-17T10:54:40.056Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/libraries/iosswift</loc>
    <lastmod>2026-04-17T10:54:40.064Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/libraries/paymentpage</loc>
    <lastmod>2026-06-16T09:24:56.476Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/libraries/reactnative</loc>
    <lastmod>2026-04-17T10:54:40.985Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/libraries/websdk</loc>
    <lastmod>2026-07-16T08:18:30.858Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/libraries/wordpress</loc>
    <lastmod>2026-07-16T08:18:30.859Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/momo-and-zar-collections/momo-xof-and-zar-process-collection</loc>
    <lastmod>2026-07-16T08:18:22.805Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/momo-and-zar-collections/transaction-status-query</loc>
    <lastmod>2026-07-16T08:18:22.815Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/momo-and-zar-collections/xof-process-otp</loc>
    <lastmod>2026-07-16T08:18:22.825Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/payaza-account/view-payaza-account-details</loc>
    <lastmod>2026-07-16T08:18:22.527Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/refunds-and-chargebacks/accept-or-reject-chargeback</loc>
    <lastmod>2026-07-16T08:18:22.704Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/refunds-and-chargebacks/chargeback-request</loc>
    <lastmod>2026-07-16T08:18:22.714Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/refunds-and-chargebacks/chargeback-transaction-history</loc>
    <lastmod>2026-07-16T08:18:22.724Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/refunds-and-chargebacks/fetch-refund-history</loc>
    <lastmod>2026-07-16T08:18:22.695Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/refunds-and-chargebacks/initiate-refund</loc>
    <lastmod>2026-07-16T08:18:22.685Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/split-settlements/create-split-account</loc>
    <lastmod>2026-07-16T08:18:23.031Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/split-settlements/delete-split-account</loc>
    <lastmod>2026-07-16T08:18:23.051Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/split-settlements/fetch-split-accounts</loc>
    <lastmod>2026-07-16T08:18:23.061Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/split-settlements/update-split-account</loc>
    <lastmod>2026-07-16T08:18:23.042Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/sub-accounts/create-a-subaccount</loc>
    <lastmod>2026-07-16T08:18:22.537Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/sub-accounts/view-payaza-sub-account-details</loc>
    <lastmod>2026-07-16T08:18:22.547Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/subscription-charge/charge-now</loc>
    <lastmod>2026-07-16T08:18:22.899Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/subscription-charge/create-custom-charge</loc>
    <lastmod>2026-07-16T08:18:22.910Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/subscription-invoices/get-invoice</loc>
    <lastmod>2026-07-16T08:18:23.022Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/subscription-invoices/list-invoices</loc>
    <lastmod>2026-07-16T08:18:23.006Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/subscription-lifecycle/cancel-subscription</loc>
    <lastmod>2026-07-16T08:18:22.919Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/subscription-lifecycle/change-plan</loc>
    <lastmod>2026-07-16T08:18:22.950Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/subscription-lifecycle/pause-subscription</loc>
    <lastmod>2026-07-16T08:18:22.930Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/subscription-lifecycle/resume-subscription</loc>
    <lastmod>2026-07-16T08:18:22.940Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/subscription-plans/create-plan</loc>
    <lastmod>2026-07-16T08:18:22.847Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/subscription-plans/get-plan-details</loc>
    <lastmod>2026-07-16T08:18:22.867Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/subscription-plans/list-plans</loc>
    <lastmod>2026-07-16T08:18:22.857Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/subscription-plans/update-plan-details</loc>
    <lastmod>2026-07-16T08:18:22.879Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/subscription-reads/get-subscription</loc>
    <lastmod>2026-07-16T08:18:22.959Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/subscription-reads/list-subscription</loc>
    <lastmod>2026-07-16T08:18:22.969Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/subscription-reads/subscription-charge-history</loc>
    <lastmod>2026-07-16T08:18:22.987Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/subscription-reads/subscription-event-history</loc>
    <lastmod>2026-07-16T08:18:22.997Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/subscription-reads/upcoming-charges</loc>
    <lastmod>2026-07-16T08:18:22.978Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/subscriptions/create-subscription</loc>
    <lastmod>2026-07-16T08:18:22.889Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/transfers/bank-codes</loc>
    <lastmod>2026-07-16T08:18:22.518Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/transfers/get-account-name-enquiry</loc>
    <lastmod>2026-07-16T08:18:22.507Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/transfers/initiate-a-transfer</loc>
    <lastmod>2026-07-16T08:18:22.486Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/transfers/transaction-status-query</loc>
    <lastmod>2026-07-16T08:18:22.497Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/virtual-accounts/create-reserveddynamic-virtual-account</loc>
    <lastmod>2026-07-16T08:18:22.618Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/virtual-accounts/fund-test-virtual-account</loc>
    <lastmod>2026-07-16T08:18:22.646Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/virtual-accounts/get-virtual-account-status</loc>
    <lastmod>2026-07-16T08:18:22.627Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/api-reference/virtual-accounts/transaction-status-query</loc>
    <lastmod>2026-07-16T08:18:22.636Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/guides/apple-google-pay</loc>
    <lastmod>2026-07-15T09:13:30.651Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/guides/auth-capture-void</loc>
    <lastmod>2026-06-11T13:16:28.975Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/guides/authentication</loc>
    <lastmod>2026-06-11T09:07:01.341Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/guides/card-collection</loc>
    <lastmod>2026-06-04T18:50:59.234Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/guides/collections-overview</loc>
    <lastmod>2026-06-11T13:16:28.972Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/guides/errors</loc>
    <lastmod>2026-06-02T21:29:13.303Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/guides/getting-started</loc>
    <lastmod>2026-06-19T13:54:26.985Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/guides/momo-collections</loc>
    <lastmod>2026-06-24T17:12:53.953Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/guides/payaza-account</loc>
    <lastmod>2026-06-02T21:29:15.978Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/guides/refunds-chargebacks</loc>
    <lastmod>2026-06-11T09:07:01.340Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/guides/split-settlements</loc>
    <lastmod>2026-07-16T08:18:30.856Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/guides/sub-accounts</loc>
    <lastmod>2026-06-11T13:16:28.997Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/guides/testcards</loc>
    <lastmod>2026-06-02T21:29:15.975Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/guides/transfers</loc>
    <lastmod>2026-07-22T15:38:36.200Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/guides/virtual-accounts</loc>
    <lastmod>2026-06-11T09:07:01.345Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/guides/webcheckoutguide</loc>
    <lastmod>2026-06-02T21:29:15.976Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/guides/webhooks</loc>
    <lastmod>2026-06-02T21:29:15.974Z</lastmod>
  </url>

  <url>
    <loc>https://docs.payaza.africa/introduction</loc>
    <lastmod>2026-07-22T11:43:42.200Z</lastmod>
  </url>
</urlset>