curl --request POST \
  --url https://api.payaza.africa/live/subsidiary/collections/v1/process-otp \
  --header 'Authorization: <api-key>' \
  --header 'Content-Type: application/json' \
  --header 'X-ProductID: <api-key>' \
  --header 'X-TenantID: <api-key>' \
  --data '
{
  "payment_token": "45c3d124-7831-4f97-8844-581bf497a20b",
  "otp_code": "4567",
  "payee": "+2251114462945",
  "payment_method": "ORANGE_CI",
  "transaction_reference": "MOCIV0009383",
  "transaction_channel": "MOMCIV",
  "country_code": "CI"
}
'

import requests

url = "https://api.payaza.africa/live/subsidiary/collections/v1/process-otp"

payload = {
    "payment_token": "45c3d124-7831-4f97-8844-581bf497a20b",
    "otp_code": "4567",
    "payee": "+2251114462945",
    "payment_method": "ORANGE_CI",
    "transaction_reference": "MOCIV0009383",
    "transaction_channel": "MOMCIV",
    "country_code": "CI"
}
headers = {
    "Authorization": "<api-key>",
    "X-TenantID": "<api-key>",
    "X-ProductID": "<api-key>",
    "Content-Type": "application/json"
}

response = requests.post(url, json=payload, headers=headers)

print(response.text)

const options = {
  method: 'POST',
  headers: {
    Authorization: '<api-key>',
    'X-TenantID': '<api-key>',
    'X-ProductID': '<api-key>',
    'Content-Type': 'application/json'
  },
  body: JSON.stringify({
    payment_token: '45c3d124-7831-4f97-8844-581bf497a20b',
    otp_code: '4567',
    payee: '+2251114462945',
    payment_method: 'ORANGE_CI',
    transaction_reference: 'MOCIV0009383',
    transaction_channel: 'MOMCIV',
    country_code: 'CI'
  })
};

fetch('https://api.payaza.africa/live/subsidiary/collections/v1/process-otp', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

<?php

$curl = curl_init();

curl_setopt_array($curl, [
  CURLOPT_URL => "https://api.payaza.africa/live/subsidiary/collections/v1/process-otp",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => "",
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 30,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => "POST",
  CURLOPT_POSTFIELDS => json_encode([
    'payment_token' => '45c3d124-7831-4f97-8844-581bf497a20b',
    'otp_code' => '4567',
    'payee' => '+2251114462945',
    'payment_method' => 'ORANGE_CI',
    'transaction_reference' => 'MOCIV0009383',
    'transaction_channel' => 'MOMCIV',
    'country_code' => 'CI'
  ]),
  CURLOPT_HTTPHEADER => [
    "Authorization: <api-key>",
    "Content-Type: application/json",
    "X-ProductID: <api-key>",
    "X-TenantID: <api-key>"
  ],
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
  echo "cURL Error #:" . $err;
} else {
  echo $response;
}

package main

import (
	"fmt"
	"strings"
	"net/http"
	"io"
)

func main() {

	url := "https://api.payaza.africa/live/subsidiary/collections/v1/process-otp"

	payload := strings.NewReader("{\n  \"payment_token\": \"45c3d124-7831-4f97-8844-581bf497a20b\",\n  \"otp_code\": \"4567\",\n  \"payee\": \"+2251114462945\",\n  \"payment_method\": \"ORANGE_CI\",\n  \"transaction_reference\": \"MOCIV0009383\",\n  \"transaction_channel\": \"MOMCIV\",\n  \"country_code\": \"CI\"\n}")

	req, _ := http.NewRequest("POST", url, payload)

	req.Header.Add("Authorization", "<api-key>")
	req.Header.Add("X-TenantID", "<api-key>")
	req.Header.Add("X-ProductID", "<api-key>")
	req.Header.Add("Content-Type", "application/json")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}

HttpResponse<String> response = Unirest.post("https://api.payaza.africa/live/subsidiary/collections/v1/process-otp")
  .header("Authorization", "<api-key>")
  .header("X-TenantID", "<api-key>")
  .header("X-ProductID", "<api-key>")
  .header("Content-Type", "application/json")
  .body("{\n  \"payment_token\": \"45c3d124-7831-4f97-8844-581bf497a20b\",\n  \"otp_code\": \"4567\",\n  \"payee\": \"+2251114462945\",\n  \"payment_method\": \"ORANGE_CI\",\n  \"transaction_reference\": \"MOCIV0009383\",\n  \"transaction_channel\": \"MOMCIV\",\n  \"country_code\": \"CI\"\n}")
  .asString();

require 'uri'
require 'net/http'

url = URI("https://api.payaza.africa/live/subsidiary/collections/v1/process-otp")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Post.new(url)
request["Authorization"] = '<api-key>'
request["X-TenantID"] = '<api-key>'
request["X-ProductID"] = '<api-key>'
request["Content-Type"] = 'application/json'
request.body = "{\n  \"payment_token\": \"45c3d124-7831-4f97-8844-581bf497a20b\",\n  \"otp_code\": \"4567\",\n  \"payee\": \"+2251114462945\",\n  \"payment_method\": \"ORANGE_CI\",\n  \"transaction_reference\": \"MOCIV0009383\",\n  \"transaction_channel\": \"MOMCIV\",\n  \"country_code\": \"CI\"\n}"

response = http.request(request)
puts response.read_body

{
  "response_code": "09",
  "response_message": "PENDING",
  "redirect_customer_to_url_processing": false
}